Spence Clarke & Co. Chartered Accountants Est 1985 Marbella, Spain.

 CHARTERED ACCOUNTANTS
Marbella

Established in 1985


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SPANISH BANKS IN RUIN – THE STORY SO FAR (AND A BIT ABOUT KING CANUTE)

By Spence Clarke & Co on 28/11/2011 13:22
An article in a blog I was reading this weekend caught my eye and I decided to do some digging. After a few minutes, what I have long suspected about the bank’s holdings of defaulting loan assets became crystal clear.
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WILL RAJOY HAVE WHAT IT TAKES AFTER THE SPANISH ELECTIONS ON SUNDAY?

By Spence Clarke & Co on 18/11/2011 11:42
Election day on Sunday 20th November should produce a dramatic change in Government for Spain. But what will this mean?
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STOP PRESS - SARKOZY SAYS SPAIN IS NO LONGER IN THE FRONT LINE!

By Spence Clarke & Co on 30/10/2011 17:52
Thoughts on alternate realities.....
Or was he thinking of the Maginot line? Lets hope Sarkozy's imaginary line will hold for longer than the Maginot line that proved useless within a few days to repel a German invasion. The phrase 'wishful thinking' comes to mind.
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RETURN OF THE DREADED SPANISH WEALTH TAX – A BRIEF COMMENTARY

By Spence Clarke & Co on 03/10/2011 11:47
Many will remember that happy day in December 2008 when the Spanish Government eliminated Wealth Tax, or so it was thought….!

The idea in 2008 was to make Spain a more attractive economy and do away with an archaic tax that has its roots in 1977 when inflation and interest rates were in double figures, the fledgling Spanish democratic state was crying for financial air and so an ‘extraordinary tax’ was born
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EASIER FINANCE FOR SMALL BUSINESSES

By Spence Clarke & Co on 26/09/2010 10:27
In yet a further attempt to stimulate small business growth, from 15 June 2010 and until 31 December 2011, small companies and self employed would now be able to receive finance easier from ICO (Instituto de Crédito Oficial) than a bank.
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DIRECT GOVERNMENT FINANCE FOR SMALL BUSINESSES.

By Spence Clarke & Co on 01/06/2010 10:25
The Spanish Government has enabled its ICO (Instituto de Crédito Oficial) to grant loans of up to 200.000 € directly to small businesses, bypassing the high street banks.  The question is will a Government department do any better at providing financial help to small businesses than a typical bank? We shall see….…..
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MARBELLA – THE NEW URBAN PLAN IS PUBLISHED

By Spence Clarke & Co on 25/05/2010 10:25
After many years of negotiation between the Marbella town hall and the provincial planning authorities the newly approved PGOU was finally published on 20 May 2010. This final step completes the long and controversial process for the approval of the municipal urban plan. Marbella has the distinction of being the first of the large towns on the Costa del Sol to have its new town plan approved and this is the most significant event in the town planning system for Marbella for 24 years, since the last PGOU was approved.  The PGOU also regularises over 16,500 dwellings that have been illegally built during recent years.
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