Claudia Vargas Puccio

Carrers day at Swans International School

I recently had the pleasure of attending the Careers Day at Swans International School, an event that I was particularly pleased to support given my close connection with the school, as my daughter is a former pupil and I have always maintained an excellent relationship with the institution. For this occasion, I decided to attend … Read more

A memorable charity evening with Collective Calling

On Friday 13 February, Collective Calling hosted a charity event at the charming Coto Restaurant, on the Ronda Road, near Marbella. The evening brought together professionals, creativity and generosity in a relaxed and welcoming atmosphere. Spence Clarke was represented by Galina, Manager of the Administration Department; Helio, Senior Accountant; Rob, Financial Controller and IT Manager; … Read more

Reinvestment in a Lifetime Annuity Investment

As you approach the age of 65, you may begin considering ways to supplement your retirement income. One particularly tax-efficient strategy is to sell an asset and reinvest the proceeds into a lifetime annuity investment. This approach can provide a steady stream of income while offering significant tax advantages under Spanish tax law. Exempt Sales … Read more

Professional gathering at Hugo Investing

Spence Clarke, a proud member of the British Chambers of Commerce (BCC) in Spain, recently attended a seminar hosted by Hugo Investing. The presentation was delivered by Kaspar Huijsman, a CEO of Saxo Bank Spain and founder of Hugo Investing. The seminar provided valuable insights into how to protect and grow personal investments, offering practical … Read more

Spence Clarke sponsors “women masters of art” lecture at the arts society de la frontera

Last month, Spence Clarke was proud to sponsor the inspiring “Women Masters of Art” lecture organised by The Arts Society de la Frontera, held at the beautiful San Roque Club. Our team, María, Naroa and I, enjoyed a lively and engaging morning speaking with attendees interested in our work and the ways we support clients. … Read more

How Are Late Payment Interest Charges Taxed?

In recent years, there has been significant debate regarding the tax treatment of late payment interest in the context of taxation. Below, we explain how these interests are calculated and how they are taxed under the Spanish Personal Income Tax (IRPF). What are late payment interests? Late payment interests are intended to compensate the tax … Read more

Check Out Our New Live Accounting System

Discover accounting as you have never seen it before. Paperwork, delays, and guesswork are a thing of the past. With Spence Clarke’s Accounting in Real Time, everything happens live , your sales, expenses, and tax, all in one place, wherever you are. Whether you prefer to take control yourself or let the experts handle it … Read more

Should I Pay Compensatory Maintenance as a Lump Sum?

If you are separating from your spouse and will be required to pay compensatory maintenance, it is generally more advantageous to do so in the form of periodic payments rather than a single lump sum. Below, we explain the tax implications under Spanish law and why a phased payment approach may prove more beneficial. Compensatory … Read more